Privacy Policy

Effective Date: August 16, 2026

Last Updated: August 16, 2026

1. Introduction

Welcome to StocksIntel.

This Privacy Policy explains how StocksIntel (“StocksIntel,” “we,” “us,” or “our”) collects, uses, stores, protects, shares, and otherwise processes personal information when you use our websites, web applications, mobile applications, APIs, newsletters, alerts, reports, subscription services, investor tools, analytics products, and other services that link to this Privacy Policy collectively referred to as the “Services.”

StocksIntel is a Nigerian stock-market intelligence, research, analytics, education, and decision-support platform. Our Services may provide stock information, company fundamentals, market analytics, watchlists, stock scores, market trends, alerts, predictive scenarios, risk information, educational material, and other tools relating primarily to securities listed on the Nigerian Exchange and related financial markets.

This Privacy Policy is designed to explain:

• What information we collect.
• Why we collect it.
• How we use it.
• The lawful bases on which we process it.
• When we disclose it to other parties.
• How long we retain it.
• How we protect it.
• Your rights and choices.
• How you can contact us regarding your privacy.

By accessing or using the Services, you acknowledge that you have read this Privacy Policy.

Where consent is the appropriate lawful basis for particular processing activities, we will request your consent as required by applicable law.

2. Who We Are

The data controller responsible for the personal data covered by this Privacy Policy is:

Legal Company Name: StocksIntel

Trading/Product Name: StocksIntel

Registered Address: Nigeria

Country: Nigeria

Website: https://stocksintel.com

Privacy Email: filledstocksintelligence@gmail.com

General Support Email: filledstocksintelligence@gmail.com

Telephone: Not provided

If we appoint a Data Protection Officer or other designated privacy representative, their details will be provided here:

Data Protection Officer / Privacy Contact: Privacy Contact

Email: filledstocksintelligence@gmail.com

3. Scope of This Privacy Policy

This Privacy Policy applies to personal information processed through or in connection with:

• Our website.
• Our web application.
• Our mobile applications, if introduced.
• User accounts.
• Stock watchlists.
• Alerts and notifications.
• Subscription plans.
• Payments and billing.
• Stock analysis and intelligence tools.
• Portfolio-related tools, where offered.
• Stock-screening tools.
• Predictive scenario tools.
• Market reports.
• Downloadable reports.
• Newsletters.
• Emails.
• Customer support.
• Surveys and user research.
• Promotions.
• APIs and B2B services where we act as a data controller.
• Administrative dashboards.
• Our social-media interactions where applicable.
• Other products or services that expressly link to this Privacy Policy.

This Privacy Policy generally does not govern personal information processed by a third party under its own independent privacy policy.

4. Applicable Privacy Framework

We seek to process personal information in accordance with applicable Nigerian data-protection and privacy requirements, including the Nigeria Data Protection Act 2023 and applicable regulations, directives, guidance, and requirements issued by the Nigeria Data Protection Commission.

Where our Services are offered to people in other jurisdictions, additional privacy laws may apply depending on the location of the user, the nature of the processing, and the scope of those laws.

Where another applicable privacy law provides users with additional rights, we will seek to honour those rights as required by law.

5. Our Data-Protection Principles

When processing personal information, we aim to ensure that it is:

1. Processed lawfully, fairly, and transparently.

2. Collected for specific, explicit, and legitimate purposes.

3. Not used in ways incompatible with the purposes for which it was collected unless permitted by law.

4. Adequate, relevant, and limited to what is necessary.

5. Accurate and, where appropriate, kept up to date.

6. Retained only for as long as reasonably necessary.

7. Protected through appropriate technical and organisational safeguards.

8. Processed in an accountable manner.

6. Personal Information We Collect

The information we collect depends on how you interact with the Services.

6.1 Account and Identity Information

When you register for an account, we may collect information such as:

• Full name.
• Username.
• Email address.
• Telephone number.
• Password or authentication credentials in protected form.
• Country or region.
• Account ID.
• Profile photograph, if the feature is available.
• Account preferences.
• Language preferences.
• User role.
• Subscription plan.
• Account creation date.
• Account status.

We should not normally require sensitive identity information merely to use basic stock-research functionality unless a particular feature, legal requirement, fraud-prevention process, partnership, or regulated service makes such information necessary.

6.2 Information You Provide About Your Investment Interests

Depending on the features you use, we may process information such as:

• Stocks you search for.
• Stocks you view.
• Stocks you add to a watchlist.
• Sectors you follow.
• Alert preferences.
• Investment topics you follow.
• Dividend preferences.
• Market-news interests.
• Saved filters.
• Saved reports.
• Stock-comparison activity.
• Risk or investment preferences you voluntarily provide.
• Portfolio information you voluntarily enter or connect, if portfolio functionality is introduced.

Such information may reveal your financial interests or investment behaviour even where it does not include bank-account information.

We therefore treat this information carefully.

6.3 Portfolio Information

If we introduce portfolio-analysis functionality, you may choose to provide information such as:

• Securities held.
• Number of shares.
• Purchase prices.
• Approximate portfolio value.
• Transaction dates.
• Investment allocation.
• Profit or loss information.
• Investment objectives or preferences.

Where portfolio information is optional, you are not required to provide it in order to access unrelated parts of the Services.

Unless explicitly stated for a particular regulated service, we do not require you to provide brokerage passwords or other credentials that would allow us to execute trades on your behalf.

6.4 Payment and Subscription Information

If you purchase a paid subscription or another paid service, we may process:

• Subscription plan.
• Amount charged.
• Currency.
• Billing status.
• Payment reference.
• Payment date.
• Renewal date.
• Transaction identifier.
• Discount or promotional information.
• Limited payment-method metadata provided by our payment processor.

Payments may be processed by third-party payment providers such as our payment provider.

We generally do not intend to directly store complete debit-card or credit-card numbers, CVVs, PINs, or other full payment credentials where payments are processed by an authorised external payment provider.

Payment providers process payment information according to their own terms and privacy policies.

7. Information Collected Automatically

When you use the Services, we and authorised service providers may automatically collect technical and usage information.

This may include:

• IP address.
• Device type.
• Browser type.
• Browser version.
• Operating system.
• Device identifiers.
• Approximate location inferred from IP address.
• Referring URL.
• Pages visited.
• Features used.
• Search activity.
• Date and time of access.
• Session duration.
• Clickstream information.
• Application events.
• Login activity.
• Error logs.
• Crash reports.
• Performance information.
• Security events.
• Cookie identifiers.
• Advertising or analytics identifiers where applicable.

We may use this information to operate, secure, improve, analyse, and troubleshoot the Services.

8. Cookies and Similar Technologies

We may use cookies, software development kits, pixels, local storage, session storage, and similar technologies.

These technologies may help us:

• Keep users signed in.
• Remember preferences.
• Maintain security.
• Prevent fraud.
• Understand how our Services are used.
• Diagnose errors.
• Measure performance.
• Analyse product engagement.
• Improve the user experience.
• Measure marketing campaigns.
• Personalise certain aspects of the Services where legally permitted.

Categories of Cookies

Strictly Necessary Cookies

These cookies are required for important functionality such as:

• Authentication.
• Security.
• Session management.
• Account functionality.
• Load balancing.
• Fraud prevention.
• Subscription functionality.

Preference Cookies

These may remember choices such as:

• Language.
• Display settings.
• Watchlist preferences.
• Dashboard configuration.

Analytics Cookies

These may help us understand:

• Which pages are popular.
• Which features users interact with.
• How users navigate the application.
• Where errors occur.
• Whether new features improve engagement.

Marketing Cookies

If we use advertising or marketing technologies, these cookies may help measure campaigns or provide more relevant marketing where permitted.

Non-essential cookies will be handled in accordance with applicable consent requirements.

Users may be provided with a cookie-preference tool where appropriate.

Browser settings may also allow users to block or remove certain cookies. Blocking necessary cookies may cause parts of the Services to stop functioning correctly.

9. Information From Third Parties

We may receive information from third parties, including:

Authentication Providers

If you choose to register or log in using an external authentication service, we may receive information permitted by that service and your settings.

This could include:

• Name.
• Email address.
• Profile identifier.
• Profile photograph.

Payment Providers

Payment providers may send us transaction confirmations, subscription statuses, payment references, and limited billing information.

Analytics and Security Providers

These services may provide us with information about:

• Application usage.
• Performance.
• Security events.
• Fraud patterns.
• Technical errors.

Referral and Marketing Partners

Where legally permitted, we may receive information concerning users who arrive through a referral, affiliate, creator, broker, or promotional campaign.

Business Customers and Partners

For B2B products, authorised representatives of an organisation may provide:

• Employee names.
• Work email addresses.
• Roles.
• Account-access permissions.
• Organisational information.

Public and Licensed Market Data Sources

Our platform may obtain stock-market data, company information, financial statements, market announcements, financial news, and similar information from public, commercial, licensed, regulatory, or partner sources.

Information concerning a listed company or market security does not necessarily constitute personal information. However, information relating to identifiable directors, executives, shareholders, analysts, journalists, or other natural persons may qualify as personal information and will be treated accordingly where applicable.

10. How We Use Personal Information

We may process personal information for the purposes described below.

10.1 Providing the Services

We use information to:

• Create and manage accounts.
• Authenticate users.
• Provide stock-market intelligence.
• Display watchlists.
• Save preferences.
• Generate reports.
• Provide personalised dashboard configurations.
• Deliver subscription features.
• Respond to requests.
• Provide access to paid functionality.
• Operate APIs.
• Provide B2B functionality.

10.2 Stock Watchlists and Alerts

We may process your watchlists and preferences to:

• Track stocks you have selected.
• Display relevant market information.
• Notify you of conditions you configured.
• Send price, market, dividend, earnings, risk, or other alerts.
• Provide updates concerning stocks you follow.

Depending on your choices, alerts may be delivered through:

• In-app notifications.
• Email.
• Push notification.
• SMS.
• WhatsApp, if introduced and enabled.
• Other supported communication channels.

11. Research, Analytics, and Stock Intelligence

We may analyse usage patterns and user preferences to improve stock-research functionality.

For example, we may use information about:

• Frequently searched stocks.
• Popular sectors.
• Frequently viewed reports.
• Watchlist activity.
• Feature usage.
• Aggregate market interests.

This information can help us:

• Improve stock pages.
• Determine which securities users care about.
• Prioritise features.
• Improve market summaries.
• Improve educational content.
• Improve predictive and analytical systems.

Where reasonably possible, product analytics may be aggregated or de-identified.

12. Artificial Intelligence and Automated Systems

Certain features of the Services may use artificial intelligence, machine-learning models, quantitative models, algorithms, scoring systems, or automated processes.

These systems may be used for functions such as:

• Summarising financial information.
• Explaining company fundamentals.
• Explaining stock scores.
• Analysing market data.
• Categorising content.
• Producing educational explanations.
• Generating market summaries.
• Identifying trends.
• Producing scenario-based forecasts.
• Generating risk explanations.
• Improving search.
• Personalising certain aspects of the interface.

Our intention is for AI-generated analysis to be grounded in verified or approved information where applicable.

You should not assume that an AI-generated response is infallible. Automated systems may make mistakes.

Where an automated system processes personal information, we will seek to apply safeguards appropriate to the nature and risk of that processing.

Where applicable law grants you rights concerning decisions based solely on automated processing that significantly affect you, you may contact us to exercise those rights.

Unless explicitly introduced and legally permitted as part of a separate regulated service, our analytical systems are not intended to make legally binding investment decisions on your behalf or automatically execute securities transactions for you.

13. Improving Artificial Intelligence Systems

We may analyse user interactions with AI-enabled features to:

• Evaluate output quality.
• Detect errors.
• Prevent misuse.
• Improve prompts.
• Improve safety mechanisms.
• Improve product functionality.
• Measure system performance.

We will establish appropriate internal controls governing whether and how user information may be used to evaluate or improve AI functionality.

We do not use your private account content to train general-purpose artificial-intelligence models unless we clearly disclose that practice and obtain any consent required by applicable law.

14. Communications

We may use your contact information to send transactional communications such as:

• Account verification messages.
• Password-reset emails.
• Security notices.
• Subscription confirmations.
• Billing information.
• Watchlist alerts.
• Requested market alerts.
• Changes to the Services.
• Changes to legal terms.
• Important service notices.

Where permitted, we may also send marketing communications including:

• Product announcements.
• Newsletters.
• New-feature announcements.
• Promotional offers.
• Market reports.
• Educational content.

Where marketing requires consent, we will seek consent.

You may unsubscribe from marketing communications using the unsubscribe mechanism contained in the message or through your account preferences.

You generally cannot opt out of essential service or security communications while maintaining an active account.

15. Customer Support

If you contact us for assistance, we may process:

• Your contact information.
• Account information.
• Support request.
• Screenshots you provide.
• Relevant transaction information.
• Technical logs.
• Communications between you and our support team.

We use this information to investigate and resolve your request, protect the Services, and improve our customer-support operations.

16. Surveys, Research, and Beta Testing

We may invite users to participate in:

• Surveys.
• Interviews.
• Usability tests.
• Beta programmes.
• Product research.
• Feedback programmes.

Participation will generally be voluntary unless otherwise clearly stated.

Information collected through these activities may be used to evaluate and improve the Services.

17. Fraud Prevention and Security

We may process information where necessary to:

• Authenticate users.
• Detect suspicious logins.
• Detect fraudulent subscriptions.
• Protect accounts.
• Prevent abuse.
• Investigate security incidents.
• Detect automated attacks.
• Enforce usage limits.
• Prevent scraping or misuse.
• Protect our infrastructure.
• Protect our users.
• Establish, exercise, or defend legal claims.

18. Compliance With Law

We may process or disclose information where reasonably necessary to:

• Comply with applicable law.
• Respond to lawful legal processes.
• Respond to valid regulatory requests.
• Meet tax or accounting obligations.
• Protect legal rights.
• Investigate suspected illegal conduct.
• Prevent fraud.
• Respond to court orders.
• Cooperate with regulators or law-enforcement authorities where legally required.

We will seek to assess the validity and scope of requests for information where appropriate.

19. Lawful Bases for Processing

Depending on the context and applicable law, we may rely on one or more recognised lawful bases.

Contract

We may process information where necessary to:

• Register your account.
• Provide requested Services.
• Maintain a paid subscription.
• Deliver features you have requested.
• Provide customer support relating to our contract with you.

Consent

We may rely on consent for activities such as:

• Certain marketing communications.
• Certain optional cookies.
• Certain optional personalisation features.
• Other activities for which applicable law requires consent.

Where processing is based on consent, you may withdraw that consent, subject to applicable law.

Withdrawal does not necessarily affect processing that occurred lawfully before consent was withdrawn.

Legitimate Interests

Where permitted by applicable law, we may process personal information for legitimate interests such as:

• Securing the Services.
• Preventing fraud.
• Improving products.
• Maintaining service reliability.
• Understanding product usage.
• Protecting our rights.
• Developing our business.

Where we rely on legitimate interests, we seek to balance our interests against the rights and interests of affected individuals.

Legal Obligation

We may process information where necessary to comply with applicable legal requirements.

Other Lawful Bases

Where applicable, we may process information based on another recognised lawful basis, such as protection of vital interests or performance of a task in the public interest, where the circumstances legally justify it.

20. When We Share Personal Information

We do not sell personal information merely because it has commercial value.

We may disclose information in the circumstances described below.

20.1 Service Providers

We may use trusted vendors that provide services such as:

• Cloud hosting.
• Database hosting.
• Object storage.
• Email delivery.
• SMS delivery.
• Push notifications.
• WhatsApp messaging.
• Payment processing.
• Authentication.
• Customer support.
• Analytics.
• Error monitoring.
• Fraud prevention.
• Cybersecurity.
• Content delivery.
• Data processing.
• AI infrastructure.
• Search functionality.
• Software development.
• Document generation.
• Business operations.

These providers may process personal information on our behalf subject to appropriate contractual or legal safeguards.

21. Payment Processors

Payment information may be processed by providers such as:

• Paystack.
• Flutterwave.
• [OTHER PAYMENT PROVIDER].

The final list must be updated to reflect providers actually used by the platform.

Payment providers may act as independent controllers for certain payment-related processing.

Users should review the relevant payment provider’s privacy notice where applicable.

22. Artificial Intelligence Providers

Where we use third-party artificial-intelligence infrastructure, information submitted to an AI-enabled feature may be transmitted to an AI service provider for processing.

Possible providers may include:

• OpenAI.
• Anthropic.
• Cloud-hosted AI providers.
• Local or privately hosted models.
• Other approved infrastructure providers.

The final Privacy Policy must list or otherwise accurately describe the providers actually used and the data controls configured for them.

We will seek to configure AI providers in a manner consistent with our privacy and security obligations.

Users should avoid entering unnecessary confidential or sensitive personal information into free-text AI interfaces.

23. Analytics Providers

We may use analytics providers such as:

• PostHog.
• Mixpanel.
• Google Analytics.
• [OTHER PROVIDER].

The final policy must reflect the services actually implemented.

Where required, non-essential analytics technologies will be subject to appropriate consent mechanisms.

24. Business Partners

We may share limited information with authorised partners where necessary to:

• Provide a jointly offered service.
• Manage referrals.
• Operate B2B functionality.
• Integrate a brokerage or other financial service.
• Deliver a feature requested by the user.

If we introduce integrations involving regulated financial institutions, additional privacy disclosures may apply.

25. Corporate Transactions

Personal information may be disclosed as part of:

• A merger.
• Acquisition.
• Financing.
• Corporate restructuring.
• Sale of assets.
• Joint venture.
• Insolvency process.
• Due-diligence process.

Where legally required, appropriate safeguards and notices will apply.

26. Legal and Regulatory Disclosures

We may disclose personal information to:

• Courts.
• Regulators.
• Law-enforcement authorities.
• Government authorities.
• Professional advisers.

We will do so only where there is an appropriate legal basis or where necessary to protect our rights or the rights of others.

27. Aggregated and De-identified Information

We may create information that has been aggregated or de-identified so that it does not reasonably identify an individual.

For example, we may analyse:

• The most watched Nigerian stocks.
• Popular sectors.
• General product usage.
• Average watchlist sizes.
• Feature adoption.
• Aggregate subscriber behaviour.

We may use and disclose aggregated or appropriately de-identified information for:

• Analytics.
• Market research.
• Product development.
• Business intelligence.
• Reports.
• Statistical analysis.

We will not attempt to re-identify information that has been appropriately de-identified except where necessary to verify our de-identification procedures or where permitted by law.

28. International and Cross-Border Data Transfers

Some of our service providers or technical infrastructure may be located outside Nigeria.

As a result, personal information may be stored or processed in another country.

Where personal information is transferred internationally, we will seek to ensure that the transfer is conducted in accordance with applicable Nigerian data-protection requirements.

Depending on the circumstances, safeguards may include:

• A recognised adequacy mechanism.
• Approved contractual safeguards.
• Appropriate transfer instruments.
• Consent where legally appropriate.
• Another transfer mechanism recognised by applicable law.

We will also consider the nature of the information, destination, security arrangements, contractual protections, and applicable legal requirements.

29. Data Localisation

Unless required by applicable law, we may use cloud infrastructure located within or outside Nigeria.

Where a category of information is legally required to be stored or processed within a particular jurisdiction, we will seek to comply with that requirement.

30. Data Retention

We retain personal information only for as long as reasonably necessary for the purposes for which it was collected and for legitimate legal, security, accounting, fraud-prevention, and operational requirements.

Different categories of information may have different retention periods.

Factors we consider include:

• How long your account remains active.
• The type of information.
• Why we collected it.
• Legal requirements.
• Tax and accounting requirements.
• Fraud-prevention requirements.
• Security requirements.
• Dispute-resolution needs.
• Limitation periods for legal claims.
• Whether information can be aggregated or de-identified.

Our indicative retention framework may include:

| Information | Indicative Retention |

| ----- | ----- |

| Active account information | While account is active |

| Deleted account information | As long as reasonably necessary for the stated purpose unless longer retention is legally required |

| Payment and accounting records | As required by applicable tax and accounting law |

| Customer-support records | As long as reasonably necessary for the stated purpose |

| Security logs | As long as reasonably necessary for the stated purpose |

| Analytics data | As long as reasonably necessary for the stated purpose |

| Marketing consent records | As needed to demonstrate consent/withdrawal |

| Watchlists and saved preferences | Until removed or account is deleted, subject to backup cycles |

| Portfolio information | Until deleted or account terminated, subject to legal and backup requirements |

| Legal/dispute records | For the duration of the matter plus any applicable limitation period |

These periods will be applied according to operational needs and applicable legal requirements.

When personal information is no longer required, we may securely delete, anonymise, or aggregate it.

31. Account Deletion

Users may request deletion of their account through:

• Account settings, where available; or
• filledstocksintelligence@gmail.com.

Deleting your account may result in loss of:

• Watchlists.
• Saved reports.
• Preferences.
• Alerts.
• Portfolio information.
• Subscription-associated account history.

Some information may remain temporarily in backup systems.

We may also retain limited information after account deletion where required for:

• Legal obligations.
• Tax records.
• Fraud prevention.
• Security.
• Establishing or defending legal claims.
• Resolving disputes.

Where retention is no longer justified, the information will be deleted, anonymised, or otherwise disposed of appropriately.

32. Security

We use reasonable technical and organisational measures designed to protect personal information.

Depending on the nature of the system, measures may include:

• Encryption in transit.
• Encryption at rest where appropriate.
• Password hashing.
• Authentication controls.
• Access controls.
• Role-based permissions.
• Secure cloud configuration.
• Firewalls.
• Security monitoring.
• Audit logs.
• Vulnerability management.
• Secure development practices.
• Restricted administrative access.
• Backup procedures.
• Incident-response procedures.
• Vendor-security assessments.
• Multi-factor authentication for sensitive administrative functions where appropriate.

However, no internet-based service or storage system can guarantee absolute security.

Users are responsible for:

• Maintaining the confidentiality of their passwords.
• Using strong and unique passwords.
• Protecting devices used to access the Services.
• Notifying us promptly if they suspect unauthorised account access.

33. Personal Data Breaches

If we become aware of a personal-data breach, we will investigate the incident and take appropriate containment, remediation, and risk-reduction steps.

Where notification is required by applicable law, we will notify the appropriate authority and/or affected individuals in accordance with applicable requirements.

Notifications may include information concerning:

• What happened.
• Types of information affected.
• Potential consequences.
• Measures we have taken.
• Measures users should consider taking.
• How to contact us.

34. Your Privacy Rights

Subject to applicable law and any lawful limitations, you may have rights concerning your personal information.

These may include:

Right to Be Informed

You may have the right to understand how and why we process your personal information.

Right of Access

You may request confirmation of whether we process your personal information and, where applicable, request access to it.

Right to Rectification

You may request correction of inaccurate or incomplete personal information.

Right to Erasure

In certain circumstances, you may request deletion of personal information.

This right is not absolute and may be subject to legal retention requirements.

Right to Restrict Processing

Where applicable, you may request that certain processing be restricted.

Right to Object

You may object to certain processing, including processing based on particular legitimate interests where applicable.

Right to Data Portability

Where applicable, you may request certain personal information in a structured, commonly used, machine-readable format.

Right to Withdraw Consent

Where processing is based on consent, you may withdraw consent.

Rights Concerning Direct Marketing

You may request that we stop using your information for direct marketing.

Rights Concerning Automated Decision-Making

Where applicable law gives you rights in relation to decisions based solely on automated processing that produce legal or similarly significant effects, you may exercise those rights.

Right to Lodge a Complaint

You may lodge a complaint with the Nigeria Data Protection Commission or another competent supervisory authority where applicable.

35. Exercising Your Privacy Rights

To submit a privacy request, contact:

Privacy Email: filledstocksintelligence@gmail.com

Your request should include sufficient information for us to understand the request and, where necessary, verify your identity.

We may request additional information where reasonably required to:

• Verify identity.
• Protect your account.
• Prevent fraudulent requests.
• Understand the scope of the request.

We will respond within the period required by applicable law.

We will not discriminate against users merely for exercising applicable privacy rights.

Where we lawfully decline or limit a request, we will seek to explain the reason where required.

36. Complaints

If you believe that we have processed your personal information improperly, we encourage you to contact us first so that we can investigate.

Contact:

filledstocksintelligence@gmail.com

You may also have the right to lodge a complaint with the Nigeria Data Protection Commission or another competent supervisory authority.

37. Children’s Privacy

The Services are intended primarily for adults capable of participating in financial-market research and making investment-related decisions.

StocksIntel is not intended for children under the minimum age established by applicable law.

We do not knowingly seek to collect personal information from children who cannot legally consent to the processing of their information without parental or guardian authorisation.

If we discover that information has been collected from a child in circumstances where valid consent or another lawful basis was required but absent, we will take reasonable steps to delete or appropriately handle the information.

A parent or guardian who believes that a child has provided us with personal information improperly may contact:

filledstocksintelligence@gmail.com

The exact minimum user age should be aligned with the platform’s Terms of Service and legal advice before a related feature is made available.

38. Sensitive Personal Information

We do not intend to require unnecessary sensitive personal information for ordinary stock-analysis functionality.

Users should not submit information such as:

• Health records.
• Biometric data.
• Religious beliefs.
• Sexual-orientation information.
• Political opinions.
• Government authentication credentials.
• Bank PINs.
• Card PINs.
• Complete payment-card security codes.
• Brokerage passwords.

unless a specific authorised feature clearly requires such information and appropriate safeguards have been implemented.

If sensitive personal information becomes necessary for a future service, we will assess the applicable legal requirements and provide appropriate notices and safeguards.

39. Financial Information

Because the platform concerns investment research, some user activity may reveal financial interests.

Portfolio values, holdings, investment preferences, and similar information should therefore be treated with heightened care.

We will limit employee and contractor access to such information to authorised personnel who require access for legitimate business purposes.

Except where necessary to provide a feature selected by you or required by law, we will not disclose identifiable portfolio information to unrelated third parties for their own marketing purposes.

40. Brokerage and Financial-Service Integrations

The platform may in the future integrate with:

• Licensed stockbrokers.
• Investment advisers.
• Financial institutions.
• Portfolio platforms.
• Trading infrastructure.
• Market-data providers.

If you choose to connect an external account, we may process information necessary to facilitate the integration.

Before such integrations are launched, this Privacy Policy should be updated to explain:

• The relevant partner.
• Information exchanged.
• Purpose of the exchange.
• Whether we receive transaction or portfolio data.
• Whether authentication occurs directly with the third party.
• Whether the third party acts independently as a data controller.
• How users can disconnect the integration.

41. No Sale of Personal Investment Profiles

We do not intend to sell individually identifiable watchlists, portfolios, investment preferences, or personal investment profiles to third parties for their independent advertising or investment-marketing purposes.

If our business model changes materially in a way that affects this statement, we will update this Privacy Policy and take any additional steps required by law before implementing the change.

42. Advertising

The initial platform may or may not contain third-party advertising.

If no targeted advertising is used:

We do not currently use your personal investment activity to provide third-party behavioural advertising.

If advertising is later introduced, this Privacy Policy and our consent-management mechanisms will be updated to explain:

• Advertising partners.
• Technologies used.
• Information shared.
• User choices.
• Applicable consent requirements.

43. Third-Party Links

The Services may link to:

• Company websites.
• Nigerian Exchange resources.
• Regulatory websites.
• Financial-news publications.
• Broker websites.
• Data providers.
• Social-media platforms.
• Other external resources.

We do not control the privacy practices of independent third-party websites.

This Privacy Policy does not govern the processing performed independently by those third parties.

Users should review the privacy notices of external websites before providing personal information.

44. Social Media

If you interact with us through platforms such as LinkedIn, X, Instagram, Facebook, YouTube, TikTok, or other social-media services, those platforms may independently process information about your interaction.

Their processing is governed by their own privacy policies.

We may process information you send directly to our official accounts to:

• Respond to requests.
• Provide support.
• Manage our community.
• Analyse general engagement.

45. Business and Enterprise Accounts

Where an organisation purchases access to our B2B or API Services, we may process information concerning authorised representatives, administrators, developers, employees, or other users associated with that organisation.

Information may include:

• Name.
• Business email.
• Employer.
• Job title.
• Account permissions.
• API credentials.
• Login activity.
• Product usage.

In some B2B arrangements, we may act as a processor on behalf of a business customer rather than as an independent controller.

Where that occurs, processing will also be governed by the relevant contractual arrangement or data-processing agreement.

46. API Usage

Users or businesses that access our API may generate logs containing:

• API keys or identifiers.
• Request timestamps.
• Endpoints requested.
• Usage volumes.
• IP addresses.
• Error records.
• Rate-limit events.

We may process API logs for:

• Authentication.
• Billing.
• Security.
• Abuse prevention.
• Performance monitoring.
• Support.
• Compliance.

Users must protect their API credentials and should notify us promptly if an API key is compromised.

47. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Changes may be necessary because of:

• New features.
• New service providers.
• Legal developments.
• Regulatory requirements.
• Changes in technology.
• Changes to our business.
• Changes in how we process information.

When we make changes, we will revise the “Last Updated” date.

Where changes are material, we may provide additional notice through:

• The website.
• The application.
• Email.
• Another appropriate communication channel.

Where applicable law requires consent for a new processing activity, updating this Privacy Policy alone will not substitute for obtaining that consent.

48. Contact Us

For questions, complaints, privacy requests, or concerns regarding this Privacy Policy or our handling of personal information, contact:

StocksIntel

Nigeria

Nigeria

Privacy Email: filledstocksintelligence@gmail.com

Support Email: filledstocksintelligence@gmail.com

Telephone: Not provided

If appointed:

Data Protection Officer: Privacy Contact

DPO Email: filledstocksintelligence@gmail.com

49. Nigeria Data Protection Commission

If you believe your data-protection rights have been violated, you may have the right to submit a complaint to the Nigeria Data Protection Commission in accordance with applicable Nigerian data-protection law.

We encourage you to contact us first where appropriate so that we have an opportunity to investigate and address your concern.

50. Platform-Specific Privacy Commitments

Because StocksIntel operates in the financial-intelligence sector, we recognise that trust is fundamental to the product.

Accordingly, our intended privacy principles include:

We minimise collection.

We aim to collect only information reasonably necessary to operate, improve, secure, and lawfully develop the Services.

We protect investment activity.

Watchlists, portfolio information, searches, alerts, and investment preferences should be treated as private account information.

We separate research from transaction authority.

Unless a future service expressly states otherwise, the platform does not require authority to trade securities on your behalf.

We use AI responsibly.

AI systems should assist with explanations and analysis rather than unnecessarily expose personal information.

We maintain traceability.

Where appropriate, administrative actions affecting important user information should be logged and controlled.

We provide user control.

Users should have reasonable mechanisms to manage accounts, communication preferences, watchlists, portfolio information, and privacy requests.

We will update this Policy as the platform evolves.

New features involving brokerage integration, personalised investment services, portfolio connections, payment functionality, social features, advanced profiling, or other material data processing will be reflected in updated privacy disclosures before or when those features are introduced as required by law.